A Generalized Framework for the Assessment of Household Financial Vulnerability - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook A Generalized Framework for the Assessment of Household Financial Vulnerability write by Mindaugas Leika. This book was released on 2017-11-07. A Generalized Framework for the Assessment of Household Financial Vulnerability available in PDF, EPUB and Kindle. Household financial fragility has received considerable attention following the global financial crisis, but substantial gaps remain in the analytical underpinnings of household financial vulnerability assessment, as well as in data availability. This paper aims at integrating the contributions in the literature in a coherent fashion. The study proposes also analytical and estimation extensions aimed at improving the quality of estimates and allowing the assessment of household financial vulnerability in presence of data limitations. The result of this effort is a comprehensive framework, that has wide applicability to both advanced and developing economies. For illustrative purposes the paper includes a detailed application to one developing country (Namibia).
Financial Vulnerability in Canada
Financial Vulnerability in Canada - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Financial Vulnerability in Canada write by Jerry Buckland. This book was released on 2022-03-02. Financial Vulnerability in Canada available in PDF, EPUB and Kindle. This book examines financial vulnerability: a state in which a person or household cannot absorb any substantial spending or negative income shock without substantial financial and ultimately broader harm such as job loss, emotional harm, or mental illness. The focus of the book is on the experiences of low- income and modest income Canadian families – families which, by virtue of being in the lower income brackets, are particularly at risk of experiencing financial hardship. Looking at vulnerability from a conceptual and empirical lens, this book offers a framework to better understand the complex and interdependent ways in which financial vulnerability emerge and can be addressed. By locating its analysis of individual and household financial management in wider community, cultural, and economic contexts, this book seeks to offer holistic policy recommendations to reduce financial vulnerability, with implications that go beyond Canada and to other developed countries.
OECD Economic Survey of the United States: Key Research Findings
OECD Economic Survey of the United States: Key Research Findings - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook OECD Economic Survey of the United States: Key Research Findings write by OECD. This book was released on 2019-01-08. OECD Economic Survey of the United States: Key Research Findings available in PDF, EPUB and Kindle. This volume collects four studies that were prepared as background research to the 2018 OECD Economic Survey of the United States. Using micro-data survey responses, regional and sectorial data, these studies seek to provide insights into employment responds to labour market disruption ...
What Drives Mortgage Default Risk in Europe and the U.S.?
What Drives Mortgage Default Risk in Europe and the U.S.? - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook What Drives Mortgage Default Risk in Europe and the U.S.? write by Mr. Marco Gross. This book was released on 2022-04. What Drives Mortgage Default Risk in Europe and the U.S.? available in PDF, EPUB and Kindle. We present an analysis of the sensitivity of household mortgage probabilities of default (PDs) and loss given default (LGDs) on unemployment rates, house price growth, interest rates, and other drivers. A structural micro-macro simulation model is used to that end. It is anchored in the balance sheets and income-expense flow data from about 95,000 households and 230,000 household members from 21 EU countries and the U.S. We present country-specific nonlinear regressions based on the structural model simulation-implied relation between PDs and LGDs and their drivers. These can be used for macro scenario-conditional forecasting, without requiring the conduct of the micro simulation. We also present a policy counterfactual analysis of the responsiveness of mortgage PDs, LGDs, and bank capitalization conditional on adverse scenarios related to the COVID-19 pandemic across all countries. The economics of debt moratoria and guarantees are discussed against the background of the model-based analysis.
Climate Change and Agricultural System Response
Climate Change and Agricultural System Response - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Climate Change and Agricultural System Response write by Dingde Xu. This book was released on 2022-10-07. Climate Change and Agricultural System Response available in PDF, EPUB and Kindle.
