Consumer Debt and Social Exclusion in Europe - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Consumer Debt and Social Exclusion in Europe write by Hans-W. Micklitz. This book was released on 2016-03-09. Consumer Debt and Social Exclusion in Europe available in PDF, EPUB and Kindle. This book analyses the dichotomy between the goal of social inclusion and the effect of social exclusion through over-indebtedness since 2008 in Europe. Filling a vital gap in the current literature on the effects of the financial and economic crisis, this volume puts into context academic discussion with the real-life dimension of over-indebtedness. Reports from six European countries provide socio-economic and legal information on over-indebtedness as well as the regulatory and judicial responses to the problems entailed by over-indebtedness. They form the empirical background for five analyses of different aspects of the inclusion-exclusion dichotomy. It becomes clear that in the context of credit expansion, individual over-indebtedness has turned into a social issue, which the current design of the consumer credit and mortgage system in Europe has helped to produce while disregarding the consequential danger of social exclusion.
Consumer Debt and Social Exclusion in Europe
Consumer Debt and Social Exclusion in Europe - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Consumer Debt and Social Exclusion in Europe write by Professor Hans W Micklitz. This book was released on 2015-07-28. Consumer Debt and Social Exclusion in Europe available in PDF, EPUB and Kindle. This study fills a vital gap in the current literature on the effects of the financial and economic crisis, and features detailed reports from six European countries which form the empirical background for five analyses of different aspects of the social inclusion-exclusion dichotomy through over-indebtedness in Europe since 2008. The account shows how the current design of the consumer credit and mortgage system in Europe has helped to produce individual over-indebtedness while disregarding the consequential danger of social exclusion.
Consumer Debt and Social Exclusion in Europe
Consumer Debt and Social Exclusion in Europe - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Consumer Debt and Social Exclusion in Europe write by Hans-W. Micklitz. This book was released on 2015-06-01. Consumer Debt and Social Exclusion in Europe available in PDF, EPUB and Kindle. This book analyses the dichotomy between the goal of social inclusion and the effect of social exclusion through over-indebtedness since 2008 in Europe. Filling a vital gap in the current literature on the effects of the financial and economic crisis, this volume puts into context academic discussion with the real-life dimension of over-indebtedness. Reports from six European countries provide socio-economic and legal information on over-indebtedness as well as the regulatory and judicial responses to the problems entailed by over-indebtedness. They form the empirical background for five analyses of different aspects of the inclusion-exclusion dichotomy. It becomes clear that in the context of credit expansion, individual over-indebtedness has turned into a social issue, which the current design of the consumer credit and mortgage system in Europe has helped to produce while disregarding the consequential danger of social exclusion.
Consumer Vulnerability and Welfare in Mortgage Contracts
Consumer Vulnerability and Welfare in Mortgage Contracts - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Consumer Vulnerability and Welfare in Mortgage Contracts write by Irina Domurath. This book was released on 2017-11-30. Consumer Vulnerability and Welfare in Mortgage Contracts available in PDF, EPUB and Kindle. This book advocates a new way of thinking about mortgage contracts. This claim is based on the assumption that we currently live in a political economy in which consumer debt fulfils a social function. In the field of housing this is evidenced by the expansion of mortgage credit through which consumers are to purchase residential property as a means of social inclusion and personal welfare. It is suggested that contract law needs to adjust to this new social function in order to avoid welfare losses in terms of default, over-indebtedness, and possibly eviction. To this end, this book analyses theoretical contract law frameworks and makes concrete proposals for contract law in the EU legal order.
The Financialisation of the Citizen
The Financialisation of the Citizen - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook The Financialisation of the Citizen write by Guido Comparato. This book was released on 2018-08-23. The Financialisation of the Citizen available in PDF, EPUB and Kindle. This book discusses the role of private law as an instrument to produce financial and social inclusion in a context characterised by the redefinition of the role of the State and by the financialisation of society. By depicting the political and economic developments behind the popular idea of financial inclusion, the book deconstructs that notion, illustrating the existence and interaction of different discourses surrounding it. The book further traces the evolution of inclusion, specifically in the European context, and thus moves on to analyse the legal rules which are most relevant for the purposes of bringing about the financialisation of the citizen. Hence, the author focuses more on four highly topical areas: access to a bank account, access to credit, over indebtedness, and financial education. Adopting a critical and inter-disciplinary approach, The Financialisation of the Citizen takes the reader through a top-down journey starting from the political economy of financialisation, to the law and policy of the European Union, and finally to more specific private law rules.
