Discrimination, Vulnerable Consumers and Financial Inclusion - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Discrimination, Vulnerable Consumers and Financial Inclusion write by Cătălin-Gabriel Stănescu. This book was released on 2020-12-28. Discrimination, Vulnerable Consumers and Financial Inclusion available in PDF, EPUB and Kindle. This book addresses the questions of discrimination, vulnerable consumers, and financial inclusion in the light of the emerging legal, socioeconomic, and technological challenges. New technologies – such as artificial intelligence-driven consumer credit risk assessment and Fintech platforms, the changing nature of vulnerability due to the ongoing COVID-19 pandemic, as well as the sophistication of digital technologies, which help circumvent legal barriers and protections – necessitate the continuous study of the existing legal frameworks and measures that are capable of tackling these challenges. Organized in two major parts, the first addresses, from multiple national angles, the idea of a human rights approach to consumer law, in order to replace the mantra of economic efficiency that characterizes financial services with those of human dignity and freedom from discrimination and from debt-induced servitude. The second tackles the challenges posed by increased usage of technology in connection with financial services, which tends to solve, but also creates, additional issues for consumers in general, and for vulnerable groups in particular.
A Research Agenda for Consumer Financial Behavior
A Research Agenda for Consumer Financial Behavior - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook A Research Agenda for Consumer Financial Behavior write by Jing J. Xiao. This book was released on 2023-06-01. A Research Agenda for Consumer Financial Behavior available in PDF, EPUB and Kindle. With contributions from an international range of active researchers, this Research Agenda provides a timely literature review on core topics related to consumer financial behavior. Chapters cover financial management behavior, desirable financial behavior and any financial behavior that helps improve financial wellbeing.
Consumer Protection for Financial Inclusion in Low and Middle Income Countries
Consumer Protection for Financial Inclusion in Low and Middle Income Countries - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Consumer Protection for Financial Inclusion in Low and Middle Income Countries write by Seth Garz. This book was released on 2020. Consumer Protection for Financial Inclusion in Low and Middle Income Countries available in PDF, EPUB and Kindle. Markets for consumer financial services are growing rapidly in low and middle income countries and being transformed by digital technologies and platforms. With growth and change come concerns about protecting consumers from firm exploitation due to imperfect information and contracting as well as from their own decision-making limitations. We seek to bridge regulator and academic perspectives on these underlying sources of harm and five potential problems that can result: high and hidden prices, overindebtedness, post-contract exploitation, fraud, and discrimination. These potential problems span product markets old and new, and could impact micro- and macroeconomies alike. Yet there is little consensus on how to define, diagnose, or treat them. Evidence-based consumer financial protection will require substantial advances in theory and especially empirics, and we outline key areas for future research.
The European Sovereign Debt Crisis
The European Sovereign Debt Crisis - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook The European Sovereign Debt Crisis write by Phoebus L. Athanassiou. This book was released on 2021-08-23. The European Sovereign Debt Crisis available in PDF, EPUB and Kindle. The European Sovereign Debt Crisis: Breaking the Vicious Circle between Sovereigns and Banks explains why the euro area’s progress towards reining in the risks arising from the well-documented bi-directional financial contagion transmission mechanism that links sovereigns to commercial banks has been more prominent compared to the channel of contagion moving from banks to sovereigns. Providing an analysis of the legal and regulatory measures that Europe and the euro area have taken to mitigate the exposure of sovereigns to financial crises generated by commercial banks, this book draws attention to areas where improvements to the arsenal of tools hitherto introduced are either desirable or necessary. Chapters further explain – with recourse to economic and legal arguments – why the channel of contagion moving from sovereigns to commercial banks has proven harder to close, and explores ways in which progress could be made in the direction of closing it so as to avert the risk of future banking sector crises. This work provides essential reading for students, researchers and practitioners with an interest in sovereign debt crises and the euro-area banking system.
Global Financial Development Report 2014
Global Financial Development Report 2014 - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Global Financial Development Report 2014 write by World Bank Group. This book was released on 2013-11-07. Global Financial Development Report 2014 available in PDF, EPUB and Kindle. The second issue in a new series, Global Financial Development Report 2014 takes a step back and re-examines financial inclusion from the perspective of new global datasets and new evidence. It builds on a critical mass of new research and operational work produced by World Bank Group staff as well as outside researchers and contributors.
