Equity-Indexed Annuities - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Equity-Indexed Annuities write by Jay Adkisson JD. This book was released on 2006-08. Equity-Indexed Annuities available in PDF, EPUB and Kindle. Few individuals have done more to educate the American public about financial scams than Jay Adkisson. As the creator of Quatloos.com, Jay has helped many thousands of people worldwide avoid being scammed out of many millions of dollars to various investment schemes. The U.S. Senate Finance Committee has twice called Jay as an expert witness on abusive tax schemes. As one of the authors of Asset Protection: Concepts and Strategies (McGraw-Hill 2004), Jay has similarly helped thousands of people avoid dubious asset protection schemes. In his latest book, Equity-Indexed Annuities: The Smart Consumer's Guide, Jay gives a balanced and objective overview of this advanced form of fixed annuity to better educate consumers of the advantages, disadvantages, and the numerous product options that are available when considering the purchase of this popular retirement vehicle. This short guide covers all the most important issues that consumers should address before purchasing an equity-indexed annuity, including: How the minimum interest rate is paid, how the maximum return is linked to the stock index, and how participation rates and caps may limit returns. How surrender charges may limit withdrawal rights for a period of years after the annuity is purchased, and why the annuity should not be purchased if the consumer will need the cash during this period. How the annuity payments may be made, and what can happen upon the death of the annuitant. How annuities benefit from tax-deferral, how taxes are paid upon withdrawal or when annuity payments are made, and tax considerations upon the death of the annuitant. How the annuity and annuity payments may be protected from creditors in some states, and how in other states they may be protected by proper planning done in advance of claims. This guide should also give consumers the ability to intelligently answer the most fundamental question: Is an equity-indexed annuity right for me
Annuities For Dummies
Annuities For Dummies - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Annuities For Dummies write by Kerry Pechter. This book was released on 2011-02-09. Annuities For Dummies available in PDF, EPUB and Kindle. Why look into annuities? If you’re a Baby Boomer with little or no pension and most of your money in low-interest savings accounts, an annuity may be the key to a secure and comfortable retirement. How can you find out whether an annuity is right for you? Read Annuities For Dummies, 3rd Edition. This completely revised and updated, plain-English guide is packed with the latest information on choosing the best annuity for your retirement needs. You’ll find out exactly what annuities are, whether they’re the right financial vehicle for you, and which of the many annuity options might have your name on it. You’ll learn the ins and outs of using annuities to fund your retirement years, figure out whether to stress investments with insurance or insurance with investments, and find out how the right combination of annuities can help you squeeze more income out of your savings that any other financial tool. Discover how to: Identify the main types of annuities Weigh the pros and cons of annuities for yourself Minimize the complexity and cost of your annuity investment Figure out how much money to commit Avoid common annuity pitfalls Create an income you can’t outlive The time to start securing your financial future is now. Annuities For Dummies, 3rd Edition, gives you knowledge, insider tips, and expert advice you need to make your money do its best for you.
Don't Die Broke
Don't Die Broke - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Don't Die Broke write by David Reindel. This book was released on 2009-03-01. Don't Die Broke available in PDF, EPUB and Kindle. Massive numbers of 50-plus baby boomers will be retiring in the next few years. How will they finance that retirement? This practical guide presents an often overlooked but commonsense solution. Expert David Reindel argues persuasively for the preservation of assets, rather than a risk-prone obsession with the accumulation of them. Crucial to this process, he explains, is the humble annuity. Why have these time-honored investment tools generated so much negative attention in recent years? Don’t Die Broke details the financial industry’s misrepresentations of the annuity, and how — set up and managed correctly — it can offer the most reliable income source for boomers in this era of economic uncertainty. This book is both a clear-minded analysis of the forces that have led us to the present calamity and a reassuring roadmap to a more secure future.
Pricing of Equity-indexed Annuities in a Regime-switching Model
Pricing of Equity-indexed Annuities in a Regime-switching Model - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Pricing of Equity-indexed Annuities in a Regime-switching Model write by Franziska Thieme. This book was released on 2010. Pricing of Equity-indexed Annuities in a Regime-switching Model available in PDF, EPUB and Kindle.
Efficient Pricing of Ratchet Equity Indexed Annuities in a VG Economy
Efficient Pricing of Ratchet Equity Indexed Annuities in a VG Economy - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Efficient Pricing of Ratchet Equity Indexed Annuities in a VG Economy write by Laura Ballotta. This book was released on 2009. Efficient Pricing of Ratchet Equity Indexed Annuities in a VG Economy available in PDF, EPUB and Kindle. In this paper we propose a new method for approximating the price of arithmetic Asian options in a VG economy which is then applied to the problem of pricing Equity Indexed Annuity contracts. The proposed procedure is an extension to the case of a VG-based model of the moment-matching method developed by Turnbull and Wakeman (1991) and Levy (1992) for the pricing of this class of path-dependent options in the traditional Black-Scholes setting. The accuracy of the approximation is analysed against RQMC estimates for the case of ratchet Equity Indexed Annuities with index averaging.
