Fintech innovation for smallholder agriculture - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Fintech innovation for smallholder agriculture write by Benni, N.. This book was released on 2024-01-22. Fintech innovation for smallholder agriculture available in PDF, EPUB and Kindle. The study is a result of the growing interest on the part of FAO on the analysis and use of financial technology (fintech) applications as effective enablers of financial inclusion for smallholder farmers, as well as that of other financially underserved actors active in the agricultural value chains of developing and emerging countries. Many of these countries have witnessed, in recent years, an exponential rise in the number and variety of fintech start-ups focused on the agriculture sector, which have emerged with the specific intent of seizing the enormous clientele segment composed of small-scale rural actors whose financial needs are not adequately serviced by traditional financial institutions, such as commercial banks, microfinance institutions, and financial cooperatives The objective of this publication is to analyse and illustrate some of the most interesting business models and innovations brought forward by fintech companies that have sought to address the common financing constraints associated to small-scale agriculture all around the world, showcasing in particular the challenges they have faced to become profitable and sustainable, the solutions they have found to overcome such challenges, the positive developmental externalities that they have generated through their activity, and the possible lessons that can be drawn from their experience which can inform further replications or adaptations of their specific model in other contexts.
Innovations in Rural and Agriculture Finance
Innovations in Rural and Agriculture Finance - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Innovations in Rural and Agriculture Finance write by Renate Kloeppinger-Todd. This book was released on 2010-01-01. Innovations in Rural and Agriculture Finance available in PDF, EPUB and Kindle. Everywhere in the world, small agricultural producers are entrepreneurs, traders, investors, and consumers, all rolled into one. In all these roles, small agricultural households constantly seek to use available financial instruments to improve their productivity and secure the best possible consumption and investment choices for their families. But the package of financial services available to small farmers in developing countries is severely limited, especially for those living in remote areas with no access to basic market infrastructure.
New Directions for Smallholder Agriculture
New Directions for Smallholder Agriculture - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook New Directions for Smallholder Agriculture write by Peter B. R. Hazell. This book was released on 2014. New Directions for Smallholder Agriculture available in PDF, EPUB and Kindle. At the same time, many other smallholders are successfully intensifying and succeeding as farm businesses, often in combination with diversification into off-farm sources of income.
FinTech in Sub-Saharan African Countries
FinTech in Sub-Saharan African Countries - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook FinTech in Sub-Saharan African Countries write by Mr.Amadou N Sy. This book was released on 2019-02-14. FinTech in Sub-Saharan African Countries available in PDF, EPUB and Kindle. FinTech is a major force shaping the structure of the financial industry in sub-Saharan Africa. New technologies are being developed and implemented in sub-Saharan Africa with the potential to change the competitive landscape in the financial industry. While it raises concerns on the emergence of vulnerabilities, FinTech challenges traditional structures and creates efficiency gains by opening up the financial services value chain. Today, FinTech is emerging as a technological enabler in the region, improving financial inclusion and serving as a catalyst for the emergence of innovations in other sectors, such as agriculture and infrastructure.
Are smallholder farmers credit constrained? Evidence on demand and supply constraints of credit in Ethiopia and Tanzania
Are smallholder farmers credit constrained? Evidence on demand and supply constraints of credit in Ethiopia and Tanzania - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Are smallholder farmers credit constrained? Evidence on demand and supply constraints of credit in Ethiopia and Tanzania write by Balana, Bedru. This book was released on 2020-11-13. Are smallholder farmers credit constrained? Evidence on demand and supply constraints of credit in Ethiopia and Tanzania available in PDF, EPUB and Kindle. Credit constraint is considered by many as one of the key barriers to adoption of modern agricultural technologies, such as chemical fertilizer, improved seeds, and irrigation technologies, among smallholders. Past research and much policy discourse associates agricultural credit constraints with supply-side factors, such as limited access to credit sources or high costs of borrowing. However, demand-side factors, such as risk-aversion and financial illiteracy among borrowers, as well as high transaction costs, can also play important roles in credit-rationing for smallholders. Using primary survey data from Ethiopia and Tanzania, this study examines the nature of credit constraints facing smallholders and the factors that affect credit constraints. In addition, we assess whether credit constraints are gender-differentiated. Results show that demand-side credit constraints are at least as important as supply-side factors in both countries. Women are more likely to be credit constrained (from both the supply and demand sides) than men. Based on these findings, we suggest that policies should focus on addressing both supply- and demand-side credit constraints, including through targeted interventions to reduce risk, such as crop insurance and gender-sensitive policies to improve women’s access to credit.
