Fintech Regulation in China - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Fintech Regulation in China write by Robin Hui Huang. This book was released on 2021-07-01. Fintech Regulation in China available in PDF, EPUB and Kindle. This is the first book-length treatment of the regulation of financial technology (Fintech) in China. Fintech brings about paradigm changes to the traditional financial system, presenting both challenges and opportunities. At the international level, there has been a fierce competition for the coveted title of global Fintech hub. One of the key enablers of success in this race is regulation. As the world's leader in Fintech, China's regulatory experience is of both academic and practical significance. This book presents a systematic and contextualized account of China's Fintech regulation, and in doing so, tries to identify and analyze relevant institutional factors contributing to the development of the Chinese law. It also takes a comparative approach to critically evaluating the Chinese experience. The book illustrates why and how China's Fintech regulation has been developed, if and how it differs from the rest of the world, and what can be learned from the Chinese experience.
Recent Development of Fintech Regulation in China
Recent Development of Fintech Regulation in China - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Recent Development of Fintech Regulation in China write by Chuanman You. This book was released on 2018. Recent Development of Fintech Regulation in China available in PDF, EPUB and Kindle. FinTech innovation has thrived in China in the past decade. As one leading sector of FinTech innovation, the P2P lending market has experienced an unparalleled growth in China with the Chinese market acceding to be the largest market in the world. This rapid development, while it satisfies the financing need, has brought about industrial risks and regulatory challenges. This article starts with an empirical survey of the explosive development of the P2P lending industry in China followed by an examination of its underlying economic, institutional and technological driving forces. The second part of this article then turns to inspecting, comparatively, several features of regulatory approaches as adopted by the newly established regulatory regime. The third part interrogates two critical challenges which have not been resolved by the new regulatory regimes. The final part concludes.The tentative conclusion is that the newly established regime is a welcome regulatory development. Not only has it provided comprehensive legal protection for participants of the P2P lending market in China; it may also contribute a new model to the global regulatory map for the sustainable growth of the P2P lending market, and the FinTech industry in general.
China's Fintech Explosion
China's Fintech Explosion - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook China's Fintech Explosion write by Sara Hsu. This book was released on 2020-08-04. China's Fintech Explosion available in PDF, EPUB and Kindle. Financial technology—or fintech—is gaining in popularity globally as a way of making financial services more efficient and accessible. In rapidly developing China, fintech is taking off, catering to markets that state-owned banks and an undersized financial sector do not serve amid a backdrop of growing consumption and a large, tech-savvy millennial generation. It is becoming increasingly likely that some of China’s fintech firms will change the way the world does business. In China’s Fintech Explosion, Sara Hsu and Jianjun Li explore the transformative potential of China’s financial-technology industry, describing the risks and rewards for participants as well as the impact on consumers. They cover fintech’s many subsectors, such as digital payment systems, peer-to-peer lending and crowdfunding, credit card issuance, internet banks, blockchain finance and virtual currencies, and online insurance. The book highlights the disruption of traditional banking as well as the risks of fintech and regulatory technology. Hsu and Li describe major companies including Alipay and Tencent, developer of WeChat Pay and a wealth-management business, and other leading fintech firms such as Creditease, Zhong An Insurance, and JD Finance. Offering expert analysis of market potential, risks, and competition, as well as case studies of firms and consumer behavior, China’s Fintech Explosion is a must-read for anyone interested in one of the world’s breakout sectors.
Regulating FinTech in Asia
Regulating FinTech in Asia - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Regulating FinTech in Asia write by Mark Fenwick. This book was released on 2020-07-28. Regulating FinTech in Asia available in PDF, EPUB and Kindle. This book focuses on Fintech regulation in Asian, situating local developments in broader economic, regulatory and technological contexts. Over the last decade, Fintech – broadly defined as the use of new information technologies to help financial institutions and intermediaries compete in the marketplace – has disrupted the financial services sector. Like other 21st century technological developments, Fintech is a global phenomenon that plays out in local economic, political and regulatory contexts, and this dynamic interplay between global trends and local circumstances has created a complex and fast-changing landscape. Diverse stakeholders (most obviously incumbent financial service providers, tech start-ups and regulators) all pursue a competitive edge against a background of profound uncertainty about the future direction and possible effects of multiple emerging technologies. Compounding these difficulties are uncertainties surrounding regulatory responses. Policymakers often struggle to identify appropriate regulatory responses and increasingly turn to policy experimentation. Such issues add to the challenges for the various actors operating in the Fintech space. This situation is particularly fluid in Asia, since many jurisdictions are seeking to establish themselves as a regional hub for new financial services.
Fintech Regulation in China
Fintech Regulation in China - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Fintech Regulation in China write by Robin Hui Huang. This book was released on 2021-07. Fintech Regulation in China available in PDF, EPUB and Kindle. Provides a systematic and contextualized account of China's Fintech regulation.
