Foreclosure Nation - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Foreclosure Nation write by Shari B. Olefson. This book was released on 2009-12-04. Foreclosure Nation available in PDF, EPUB and Kindle. The family residence is the backbone of the American economy, the most valuable and enduring asset for those who have achieved a financial foothold. Yet today record numbers of households confront foreclosure. In the next year it is estimated that over two million Americans will lose their homes and almost two billion dollars of wealth will disappear in the process. How did the traditional "American Dream" morph into a nightmare for so many? Real estate attorney and educator Shari B. Olefson, a recognized expert in the current mortgage crisis and its effects on homeowners, explains how America slipped to the edge of this dangerous stagnation-recession precipice. In plain language that is easily understandable to the average person, she clarifies legal and financial terminology and describes how our country’s mortgage system really works. Utilizing real-life lender and borrower interviews, she exposes its intrinsic flaws and often discriminatory practices, from the mortgage application process to the securitization of bundled mortgages by large investment firms. She also provides evidence to show the government’s and Wall Street’s roles in both causing and solving the problem. Above all, Olefson offers expert tips, tools, and resources to help you: • Choose a mortgage professional and understand what’s motivating him or her • Decide what mortgage product fits best and when to refinance • Get the best fees, interest rate, and service • Create your own solutions for navigating the credit crunch • Know what to do when you can’t afford your mortgage • Protect your home if you are at risk of foreclosure • Understand how to proceed if you are already in foreclosure • Capitalize on emerging opportunities and avoid the scams and mortgage fraud • Prepare for coming changes Foreclosure Nation demystifies the real estate bubble and the subprime mortgage crises that followed. With bold, clear visuals like inventory, absorption, and price trend graphs, Olefson pinpoints exactly when and why experts are predicting a recovery. She also cites statistics that strongly suggest the number of foreclosures will surge in the fall of 2008 and again in 2009, with increased reverberations felt throughout the US and global economies. Foreclosure Nation will prove indispensable to explaining what is happening and guiding readers through. Whether you are planning on buying your first home, struggling to meet your current mortgage payments, facing foreclosure, or wondering how your investments will be affected, this comprehensive book will assuage the fear of the unknown, empowering you to make wise choices and protect your most valuable assets.
Foreclosed America
Foreclosed America - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Foreclosed America write by Isaac Martin. This book was released on 2015-04-01. Foreclosed America available in PDF, EPUB and Kindle. From 2007 to 2012, almost five percent of American adults—about ten million people—lost their homes because they could not make mortgage payments. The scale of this home mortgage crisis is unprecedented—and it's not over. Foreclosures still displace more American homeowners every year than at any time before the twenty-first century. The dispossession and forced displacement of American families affects their health, educational success, and access to jobs. It continues to block any real recovery in the hardest-hit communities. While we now know a lot about how this crisis affected the global economy, we still know very little about how it affected the people who lost their homes. Foreclosed America offers the first representative portrait of those people—who they are, how and where they live after losing their homes, and what they have to say about their finances, their neighborhoods, and American politics. It is a sobering picture of Americans down on their luck, and of a crisis that is testing American democracy.
A Local Look at the National Foreclosure Crisis
A Local Look at the National Foreclosure Crisis - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook A Local Look at the National Foreclosure Crisis write by United States. Congress. Joint Economic Committee. This book was released on 2007. A Local Look at the National Foreclosure Crisis available in PDF, EPUB and Kindle.
National Foreclosure Awareness
National Foreclosure Awareness - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook National Foreclosure Awareness write by Tia M. Selner-Monday. This book was released on 2005-11. National Foreclosure Awareness available in PDF, EPUB and Kindle. This empowering handbook is designed to educate distressed homeowners about their options in the foreclosure process by giving valuable insight into what steps to take, who to talk to, and what to say.
All You Need to Know About Foreclosure
All You Need to Know About Foreclosure - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook All You Need to Know About Foreclosure write by Ade Asefeso MCIPS MBA. This book was released on 2011-06-24. All You Need to Know About Foreclosure available in PDF, EPUB and Kindle. Foreclosure happens when the bank or the lender sells or repossesses a property used in the mortgage loan, or a deed of trust, in which the owner fails to comply with his or agreement with the bank or lender. It is always important for the borrower to know the terms and conditions of the mortgage loan. Knowing information like interest rates, deadlines of payment, and other agreements and conditions between the lender and the borrower helps to avoid the risk of foreclosing the property to the lender.
