Micro-Credit, Poverty and Empowerment

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Release : 2005-11-05
Genre : Business & Economics
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Book Rating : 663/5 ( reviews)

Micro-Credit, Poverty and Empowerment - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Micro-Credit, Poverty and Empowerment write by Neera Burra. This book was released on 2005-11-05. Micro-Credit, Poverty and Empowerment available in PDF, EPUB and Kindle. "Two persistent problems that affect a significant portion of Indian women are poverty and violation of their human rights. In recent years, micro-credit has come to be viewed as a vital tool to ameliorate both conditions. However, there are few studies in the Indian context which test the validity of the assumption that there is a linear link between micro-credit, poverty reduction and women's empowerment. This volume brings together revealing case studies of micro-credit interventions made by six non-governmental and quasi-governmental bodies in five states of peninsular India, several of which have been supported by the United Nations Development Programme (UNDP)." "The six case studies are diverse in terms of their socio-economic and geo-political contexts, the nature and ideological orientation of the intermediary organizations, the groups largeted by the projects (exclusively women or men and women); and the life-spans of the projects. Despite their differences, all the studies offer useful lessons on the institutional structures and processes that do or do not facilitate women's empowerment and poverty reduction, while exploring the potential and limitations of micro-credit to achieve these twin goals. This book will be useful for students and scholars of economics, women's studies, development studies and social work, while being of equal interest to policy-makers planners, activists and NGOs."--BOOK JACKET.

Micro-credit, Poverty and Empowerment

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Author :
Release : 2005
Genre : Microfinance
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Book Rating : 757/5 ( reviews)

Micro-credit, Poverty and Empowerment - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Micro-credit, Poverty and Empowerment write by . This book was released on 2005. Micro-credit, Poverty and Empowerment available in PDF, EPUB and Kindle. Micro-credit is seen as a vital tool for poverty alleviation & the empowerment of women in developing socities. This volume examines micro-credit interventions in India.

Microcredit and women's empowerment

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Release : 2020-08-18
Genre : Business & Economics
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Book Rating : /5 ( reviews)

Microcredit and women's empowerment - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Microcredit and women's empowerment write by Samjhana Wagle. This book was released on 2020-08-18. Microcredit and women's empowerment available in PDF, EPUB and Kindle. Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.

Micro Credit and Women's Empowerment

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Release : 2020-08-18
Genre :
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Book Rating : 792/5 ( reviews)

Micro Credit and Women's Empowerment - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Micro Credit and Women's Empowerment write by SAMJHANA. WAGLE. This book was released on 2020-08-18. Micro Credit and Women's Empowerment available in PDF, EPUB and Kindle. Micro-credit has been taken as a prominent tool for poverty alleviation and women's empowerment. This book has presented the double-edged claim of microcredit proponents that microcredit not only supports rural poor to come out of poverty, it also empowers poor rural women in particular. This book is mainly grounded on research based on Bandipur Rural Municipality of Nepal. It has made the study of women from 3 settlements of Bandipur, who had availed microcredit facilities from some microcredit providing institutions or organizations in Bandipur. The data has been analyzed through qualitative data analysis under which both descriptive and explanatory methods. The data analysis is made on the basis of caste/ethnic group. The results showed that most of the females who availed the facility of microcredit finally got socioeconomic empowerment through acquiring the access to capital, control over resources, self-esteem, confidence level, decision making power, etc. Results are varied on Dalit, Janajati and Brahmin/Chhetri women. The findings showed that microcredit has significant impact on the upliftment of socio-economic empowerment of the borrowers of Bandipur. The income pattern of the respondent women has been changed. Daily wage earning and agricultural production were the main source of income before joining the program but after joining the microcredit program the sources of income shifted to small scale business, sale of livestock product and agricultural product. Entrepreneurship in microcredit beneficiary women has been increased. Apart from the changing income pattern, role of women in decision making about the resources mobilization for household activities, participation in societal affairs has also been increased. The economic dependency had restricted women in decision making power in all the spheres not only economical but also in other family and social affairs. But it has been changed now. Since, women are capable to generate regular income from their small enterprises; their dependency on male for money is reduced. Women's confidence and social status has increased after involvement in MC programs. Microcredit, though an effective poverty alleviating instrument, is not suitable for all categories of the poor. For those trapped in chronic poverty, no assets base to protect themselves from the countless webs of shocks, microcredit can be ineffective and sometimes counterproductive. Some cases of Dalit settlement have proved it.

Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality

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Release : 2018-08-17
Genre : Business & Economics
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Book Rating : 413/5 ( reviews)

Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality write by Das, Ramesh Chandra. This book was released on 2018-08-17. Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality available in PDF, EPUB and Kindle. One of the major tools of attaining proper development all around the world is complete financial inclusion, such that all classes of people can secure their lifestyles through access to financial services from formal sectors. Expanding access to resources and increasing self-employment opportunities help reduce poverty and improve social development. The Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality is an essential reference source that discusses the role of financial inclusion in gender equality, as well as economic independence and self-employment. Featuring research on topics such as inequality, collaborative economy, and social responsibility, this publication is ideally designed for policy makers, economic researchers, and academicians seeking coverage on social mobilization, capital formation, capacity building, and pro-poor economy designs.