Microfinance and Financial Inclusion - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Microfinance and Financial Inclusion write by Eugenia Macchiavello. This book was released on 2017-07-20. Microfinance and Financial Inclusion available in PDF, EPUB and Kindle. Following the recent global financial crisis there is a growing interest in alternative finance – and microfinance in particular – as new instruments for providing financial services in a socially responsible way or as an alternative to traditional banking. Nonetheless, correspondingly there is also a lack of clarity about how to regulate alternative financial methods particularly in light of the financial crisis’ lessons on regulatory failure and shadow banking’s risks. This book considers microfinance from a legal and regulatory perspective. Microfinance is the provision of a wide range of financial services, particularly credit but also remittances, savings, to low-income people or financially excluded people. It combines a business structure with social inspiration, often resorts to technological innovations to lower costs (Fintech: e.g. crowdfunding and mobile banking) and merges with traditional local experiences (e.g. financial cooperatives and Islamic finance), this further complicating the regulatory picture. The book describes some of the unique dimensions of microfinance and the difficulties that this can cause for regulators, through a comparative analysis of selected European Union (EU) countries’ regimes. The focus is in fact on the EU legal framework, with some references to certain developing world experiences where relevant. The book assesses the impact and validity of current financial regulation principles and rules, in light of the most recent developments and trends in financial regulation in the wake of the financial crisis and compares microfinance with traditional banking. The book puts forward policy recommendations for regulators and policy makers to help address the challenges and opportunities offered by microfinance.
Emerging Challenges and Innovations in Microfinance and Financial Inclusion
Emerging Challenges and Innovations in Microfinance and Financial Inclusion - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Emerging Challenges and Innovations in Microfinance and Financial Inclusion write by Michael O'Connor. This book was released on 2019-07-15. Emerging Challenges and Innovations in Microfinance and Financial Inclusion available in PDF, EPUB and Kindle. The book is a contemporary compilation of important research in the area of microfinance and financial inclusion. It explores a plurality of views and experiences from different parts of the world while linking a variety of international research backgrounds. Accordingly the book will fill a gap in providing a carefully curated cross-sectorial selection of topics relevant to the development finance research community primarily but also industry practitioners who are interested in keeping abreast of developing research. Benefits in this regard also include being able to provide a platform to less established researchers offering them a voice in published form.
The New Microfinance Handbook
The New Microfinance Handbook - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook The New Microfinance Handbook write by Joanna Ledgerwood. This book was released on 2013-02-01. The New Microfinance Handbook available in PDF, EPUB and Kindle. The New Microfinance Handbook provides a detailed overview of client financial service needs, the various providers and financial products and services that meet those needs, and the supporting functions that allow the financial market system to provide better, more appropriate financial services to the poor sustainably.
A Research Agenda for Financial Inclusion and Microfinance
A Research Agenda for Financial Inclusion and Microfinance - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook A Research Agenda for Financial Inclusion and Microfinance write by Marek Hudon. This book was released on 2019. A Research Agenda for Financial Inclusion and Microfinance available in PDF, EPUB and Kindle. How can financial services, such as credit, deposit accounts, financial transfers, and insurance be provided to people in need? This challenging and complex issue has been a topic of interest for the international aid community for decades. Drawing on renowned experts in microfinance and financial inclusion, this Research Agenda sheds much-needed light on this multifaceted challenge and points the way ahead for future research.
MicroFinTech
MicroFinTech - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook MicroFinTech write by Roberto Moro-Visconti. This book was released on 2021-09-06. MicroFinTech available in PDF, EPUB and Kindle. Microfinance is a renowned albeit controversial solution for giving financial access to the unbanked, even if micro-transactions increase costs, limiting outreach potential. The economic and financial sustainability of Microfinance Institutions (MFIs) is a prerequisite for widening a potentially unlimited client base. Automation decreases costs, expanding the outreach potential, and improving transparency and efficiency. Technological solutions range from branchless mobile banking to geo-localization of customers, digital/social networking for group lending, blockchain validation, big data, and artificial intelligence, up to “MicroFinTech” - FinTech applications adapted to microfinance. Of interest to both scholars, students, and professors of financial technology and microfinance, this book examines these trendy solutions comprehensively, going beyond the existing literature and showing potential applications to the traditional sustainability versus outreach trade-off.
