Private Pensions and Public Policies - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Private Pensions and Public Policies write by William G. Gale. This book was released on 2004-04-21. Private Pensions and Public Policies available in PDF, EPUB and Kindle. The private pension system, together with Social Security, has provided millions of Americans with income security in retirement. But over the past thirty years, pension coverage has stagnated, leaving behind some vulnerable groups. Defined contribution plans have exposed workers to greater investment risk, while cash balance and other hybrid plans may have adverse effects on older workers caught in the transition. Pension regulations, infamous for their complexity, can be bewildering to policy analysts and policymakers. Private Pensions and Public Policies sheds timely and much-needed light on specific issues within the broader context and framework of pension reform. Contributors focus on topics that must be addressed in any reform effort, including the effects of the shift in emphasis toward defined contribution plans (after the 1974 Employee Retirement Income and Security Act) and hybrid plans (from the 1990s); regulatory issues such as nondiscrimination rules and contribution limits; how to increase the information available to participants and improve financial education; how participants in defined contribution plans make choices on questions such as asset allocation, back-loaded versus front-loaded saving, and annuities versus lump sum distributions; and the interaction of the private pension system with Social Security. Contributors include Robert L. Clark (North Carolina State University), Sylvester J. Schieber (Watson Wyatt Worldwide), Richard A. Ippolito (George Mason University School of Law), Alan L. Gustman (Dartmouth College), Thomas L. Steinmeier (Texas Tech University), John Karl Scholz (University of Wisconsin), Dean M. Maki, (JPMorgan Chase), William Even (Miami University of Ohio), Jagadeesh Gokhale (American Enterprise Institute), Laurence J. Kotlikoff (Boston University), Mark J. Warshawsky (TIAA-CREF Institute), Annika Sunden (Boston College), Andrew A. Samwick (Dartmouth College), David A. Wise (Harvard University), Joel Dickson (T
Public Policy Toward Pensions
Public Policy Toward Pensions - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Public Policy Toward Pensions write by Sylvester J. Schieber. This book was released on 1997. Public Policy Toward Pensions available in PDF, EPUB and Kindle. According to Schieber and Shoven, pension policy will emerge as one of the key economic issues of the next decade. This book provides a guide to the debate.Public and private pensions control almost a quarter of the United States' tangible wealth--equivalent to all of the country's residential real estate. They account for most current saving in the country, are a crucial component of household retirement resources, and have significant effects on labor market mobility and efficiency. Collectively, they hold a tremendous proportion of all common stock. The stock market has boomed during the past decade, as baby boomers have rapidly accumulated pension assets. Now economists are starting to wonder what will happen when the baby boomers retire. It is already clear that the Social Security system will require drastic changes to remain solvent. Will the stock market experience a similar meltdown as baby boomers withdraw their assets from pension plans? What policies might help to avoid such a crisis? According to Schieber and Shoven, pension policy will emerge as one of the key economic issues of the next decade. This book provides a guide to the debate. Topics include the impact of pensions on personal and national saving, the potential for a Pension Benefit Guarantee Corporation financial crisis, the dramatic growth in 401(k) plans, public sector plants, the prospects for adequate retirement income in the future, and recommended directions for pension policies. The book contains ten chapters, four written by Schieber and Shoven.ContributorsRobert Clark, Ping-Lung Hsin, Olivia Mitchell, James Poterba, Andrew Samwick, Jonathan Skinner, Steven Venti, Carolyn Weaver, David Wise, and Elisa Wolper.
Pensions in the Public Sector
Pensions in the Public Sector - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Pensions in the Public Sector write by Olivia S. Mitchell. This book was released on 2001. Pensions in the Public Sector available in PDF, EPUB and Kindle. From the Pension Research Council of the Wharton School, this book explores the diversity of governmental pension plans and investigates how these financial institutions must change in years to come.
Public Policy Toward Pensions
Public Policy Toward Pensions - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Public Policy Toward Pensions write by Arthur B. Kennickell. This book was released on 1995. Public Policy Toward Pensions available in PDF, EPUB and Kindle.
Pensions, Economics, and Public Policy
Pensions, Economics, and Public Policy - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Pensions, Economics, and Public Policy write by Richard A. Ippolito. This book was released on 1986. Pensions, Economics, and Public Policy available in PDF, EPUB and Kindle. From the Pension Research Council of the Wharton School
