Reforming Collateral Laws to Expand Access to Finance - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Reforming Collateral Laws to Expand Access to Finance write by Heywood W. Fleisig. This book was released on 2006. Reforming Collateral Laws to Expand Access to Finance available in PDF, EPUB and Kindle. Most readers, especially those with car loans or home mortgages, know about "collateral"--property that the lender can take away from the borrower in the event that the borrower defaults. In low/middle income countries, it is understood that conservative lenders exclude firms from credit markets with their excessive collateral requirements. Usually, this is because only some property is acceptable as collateral: large holdings of urban real estate and, sometimes, new motor vehicles. Microenterprises, SMEs, and the poor have little of this property but they do have an array of productive assets that could easily be harnessed to serve as collateral. It is only the legal framework which prevents firms from using these assets to secure loans. In countries with reformed laws governing collateral, property such as equipment, inventory, accounts receivable, livestock are considered excellent collateral. This book aims to better equip project managers to implement reforms to the legal and institutional framework for collateral (secured transactions). It discusses the importance of movable property as a source of collateral for firms, the relationship between the legal framework governing movable assets and the financial sector consequences for firms (better loan terms, increased access, more competitive financial sector), and how reforms can be put in place to change the lending environment.
Expanding Access to Finance
Expanding Access to Finance - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Expanding Access to Finance write by . This book was released on 2007-01-01. Expanding Access to Finance available in PDF, EPUB and Kindle. This book's prime audience is government policy-makers. It provides a policy framework for governments to increase micro, small and medium enterprises' access to financial services?one which is based on empirical evidence from around the world. Financial sector policies in many developing countries often work against the ability of commercial financial institutions to serve this market segment, albeit, often unintentionally. The framework guides governments on how to best focus scarce resources on three things: ? developing an inclusive financial sector policy; ? building healthy financial ins
Unlocking Dead Capital
Unlocking Dead Capital - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Unlocking Dead Capital write by Mehnaz Safavian. This book was released on 2012. Unlocking Dead Capital available in PDF, EPUB and Kindle. Collateral can increase access to finance, especially for small firms, and lead to better terms for loan contracts. Many argue that firms are excluded from formal credit markets because they lack assets that can serve as collateral. In fact, firms generally have a wide array of productive assets that could secure a loan-but the legal framework prevents this. Reforming collateral laws can unlock dead capital, as seen in Albania and Romania.
Gender Dimensions of Investment Climate Reform
Gender Dimensions of Investment Climate Reform - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Gender Dimensions of Investment Climate Reform write by Sevi Simavi. This book was released on 2010-01-06. Gender Dimensions of Investment Climate Reform available in PDF, EPUB and Kindle. The economic empowerment of women is increasingly seen as one of the most important forces behind economic growth and the fight against poverty. Indeed, women's economic participation in an economy as entrepreneurs, employees, and leaders is recognized as a measure of a country's dynamism and viability. 'Gender Dimensions of Investment Climate Reform' provides fresh solutions to common issues that women entrepreneurs face. It presents actionable, replicable, and scalable tools for promoting gender-sensitive investment climate reforms that would benefit both women and men. The book enables development practitioners and policy makers who are not gender specialists to diagnose gender issues in an investment climate; design creative and practical solutions and recommendations for addressing gender constraints; and monitor and evaluate the implementation of those recommendations.
Doing Business 2020
Doing Business 2020 - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Doing Business 2020 write by World Bank. This book was released on 2019-11-21. Doing Business 2020 available in PDF, EPUB and Kindle. Seventeen in a series of annual reports comparing business regulation in 190 economies, Doing Business 2020 measures aspects of regulation affecting 10 areas of everyday business activity.
