Restructuring Retirement Risks - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Restructuring Retirement Risks write by David Blitzstein. This book was released on 2006-08-03. Restructuring Retirement Risks available in PDF, EPUB and Kindle. Highlighting retirement security as a major policy concern, this book addresses the question 'What are the risks & rewards in pensions, & what paths can stakeholders chose to solve these problems?'. It deals with employees' needs & expectations, employers' intentions & realizations, & policymakers' efforts to resolve the many challenges.
Restructuring Retirement Risks
Restructuring Retirement Risks - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Restructuring Retirement Risks write by David Blitzstein. This book was released on 2006-08-03. Restructuring Retirement Risks available in PDF, EPUB and Kindle. This book posits that retirement security is the central policy concern of our time. A generation of 'Baby Boomers' is on the verge of retirement, yet pension systems confront crushing challenges, and governments often appear confused about which direction they should move in. Contributors to this volume clarify the discussion by addressing the question: 'What are the new risks and rewards in pensions, and what paths can stakeholders chose to solve these problems?'. The chapters set their sights on employees' needs and expectations, employers' intentions and realizations, and policymakers' efforts to resolve the many challenges. Despite the fact that retirement systems face deep stresses exacerbated by volatile capital markets, poor corporate earning streams, weak macroeconomic performance, and international turmoil, nevertheless, contributors in this volume show courage and creativity in plotting the course over uneven terrain. In the book, three aspects of the evolution of risk and reward-sharing in retirement are evaluated, to offer guidance to pension fiduciaries, plan participants, and policymakers. First, it formulates new perspectives for assessing retirement risks and rewards. Second, it evaluates efforts to insure retirement plans. Third, it proposes several new strategies for managing retirement system risk. The volume represents an invaluable addition to the Pension Research Council/Oxford University Press series. It will be especially useful for managers working toward more efficient pension plans; to scholars and policymakers seeking to maximize pension design effectiveness; and to actuaries and tax specialists concerned with pension regulation. The Pension Research Council at the Wharton School of the University of Pennsylvania was founded 50 years ago to encourage research and teaching on pensions and retirement security. Council projects address the long-term issues that underlie contemporary concerns and seek to broaden public understanding of these complex arrangements through research into their social, economic, legal, actuarial, and financial foundations of privately and publicly-provided benefits.
The Pension Challenge
The Pension Challenge - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook The Pension Challenge write by Olivia S. Mitchell. This book was released on 2003-11-13. The Pension Challenge available in PDF, EPUB and Kindle. This book, the first in a new series produced by the Pension Research Council of the Wharton School in collaboration with Oxford University Press, explores ways to enhance retirement security in a volatile financial environment. Mitchell and Smetters begin by assessing the myriad retirement risks confronting employees, retirees, employers, and governments, and it shows how stakeholders can work to reinvent pensions that perform well in a competitive global setting. Contributors then indicate how pension systems can be better designed to help protect against these risks. Of special interest is a discussion of new financial products and structures to meet and manage challenges to old-age security. Examples considered include pension investment guarantees and hedges, adapting catastrophe bonds to the pension context, and key regulatory structures and portfolio requirements designed to protect unwary or unwitting pension participants. The contributors draw important lessons for a wide range of countries, drawing from both developed and developing market experiences. Contributors include world-famous finance experts and risk management faculty, development economists, pension regulators, and pension consultants.
Reorienting Retirement Risk Management
Reorienting Retirement Risk Management - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Reorienting Retirement Risk Management write by Robert Louis Clark. This book was released on 2010. Reorienting Retirement Risk Management available in PDF, EPUB and Kindle. This volume explores how workers and firms should reassess the risks associated with retirement saving and dissaving to identify creative ways to enhance retirement risk management. It examines the key role for financial literacy and education programs, better pension design and innovative financial products in addressing new economic realities.
Key Demographics in Retirement Risk Management
Key Demographics in Retirement Risk Management - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Key Demographics in Retirement Risk Management write by Leroy O Stone. This book was released on 2012-06-14. Key Demographics in Retirement Risk Management available in PDF, EPUB and Kindle. Key Demographics in Retirement Risk Management argues that the weakening of public and employer-sponsored social safety nets in several countries will permanently increase pre-retirees’ risk-anxiety and create pressure towards readjustment of their expectations about the quality of their lives in retirement. The result will be to raise the priority of achieving effective comprehensive retirement related risk management. This achievement requires an emphasis upon the cascading of linked risks, and careful attention to the optimization of scarce resources used to manage those linked risks. Professional financial and retirement planning advisors comprise a key source of help. This book develops new knowledge concerning the factors that help to explain three important aspects of access to these professional advisors. The results of this analysis are used to illustrate the process of identifying distinctive population segments, key demographics, on the basis of multiple population attributes treated simultaneously. The illustration is further extended with an identification of distinctive population segments relative to performance on a composite indicator of the conduct of multiple retirement risk management activities. The book also discusses implications of the pattern of gender differences in preparedness to address retirement’s challenges, highlighting subgroups of women in which inadequate preparedness is pronounced.
