Retail Banking - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Retail Banking write by Keith Pond. This book was released on 2017-05-31. Retail Banking available in PDF, EPUB and Kindle. This 4th edition of Retail Banking is a comprehensive, up-to-date introduction to the principles of banking. Packed with international examples and case studies, the text covers all aspects of banking in the modern financial services industry and explains the regulatory, social, technological and practical environment in which retail banks operate.
Managing Risks in Commercial and Retail Banking
Managing Risks in Commercial and Retail Banking - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Managing Risks in Commercial and Retail Banking write by Amalendu Ghosh. This book was released on 2012-02-03. Managing Risks in Commercial and Retail Banking available in PDF, EPUB and Kindle. A practical guide to the practices and procedures of effectively managing banking risks Managing Risks in Commercial and Retail Banking takes an in-depth, logical look at dealing with all aspects of risk management within the banking sector. It presents complex processes in a simplified way by providing real-life situations and examples. The book examines all dimensions of the risks that banks face—both the financial risks—credit, market, and operational—and the non-financial risks—money laundering, information technology, business strategy, legal, and reputational. Focusing on methods and models for identifying, measuring, monitoring, and controlling risks, it provides practical advice backed up by solid theories, without resorting to the use of complicated mathematical and statistical formulas. Author Amalendu Ghosh exposes topics that are usually absent in books on managing banking risk—such as design of control framework, risk management architecture, credit risk rating, risk-based loan pricing, portfolio analysis, business continuity planning, and corporate governance. Author has extensive experience with a variety of major banks and institutions worldwide and brings a fresh perspective in the wake of the global finance crisis Presents a novel approach using models of the credit risk rating of different types of borrowers, the methodology for assigning weights for deriving the rating, and the scoring process Covers the essentials of corporate governance and options for credit risk assessment in line with the recommendations made in the New Basel Capital Accord Explains the methodology of risk-based internal audit, including techniques to enable bank branches to switch over from the old transaction-based audit methods With its logical sequence of the aspects of risk management, the book's layout is ideal for presentations, making it a handy tool for risk management training
Retail and Digital Banking
Retail and Digital Banking - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Retail and Digital Banking write by John Henderson. This book was released on 2018-10-03. Retail and Digital Banking available in PDF, EPUB and Kindle. Endorsed by the Chartered Banker Institute as core reading for the Personal and Private Banking module, Retail and Digital Banking looks at the changes that have occurred, including developments in onshore and offshore operations, call centres and the impact of technology and other critical factors in retail and digital banking. This book considers the evolution of retail banking services and the major role that technology has played in providing quality, cost-effective services to consumers. This fascinating text then goes on to offer expert thought leadership on the future of retail banking and what this could mean for existing established banks and disruptive new entrants. Retail and Digital Banking offers readers the opportunity to take a step back and consider the evolution of the sector in which they work and the tremendous level of change that has occurred over time for all operational activity. Retail and Digital Banking provides support for the Personal and Private Banking module assessment and features practical case studies from the banking sector. This essential text brings the journey of modern banking to life and considers what the future holds. Online supporting resources include a glossary and updates to regulation.
The Digital Banking Revolution
The Digital Banking Revolution - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook The Digital Banking Revolution write by Luigi Wewege. This book was released on 2019-12-02. The Digital Banking Revolution available in PDF, EPUB and Kindle. Emergent innovative financial technologies are profoundly changing the way in which we spend, move and manage our money, unlike ever before, and traditional retail banks are facing stiff competition. The global financial crisis in 2007–2009 led to large losses, and even the collapse of a significant number of established banks shaking the trust of financial customers worldwide. The Digital Banking Revolution is an insightful look at how financial technology and the rapid rise of financial technology companies have brought welcome changes offering flexibility to the banking industry. The book offers a unique perspective on the consumerization of retail banking services. It delves into the many changes that financial innovations have brought about in banking, the main financial disruptors, the new era of "banking on the go," and financial innovations from countries around the world before concluding with a discussion on the future of banking including optimizing structures, new strategies for business outcomes, and human resources in the digital era.
Retail Banking
Retail Banking - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Retail Banking write by A. Omarini. This book was released on 2016-01-12. Retail Banking available in PDF, EPUB and Kindle. The world of retail banking is changing. While previously a purely money-making entity, the industry has brought social responsibility onto its agenda, and the ground rules for success have altered. Traditional convictions, rules and values that have influenced all banking business in the past are brought into question by this shift, and banks are adopting bold strategies in order to win out over competitors. Taking both multidisciplinary and holistic approaches, Retail Banking is a comprehensive analysis of how traditional retail banks can meet the challenges of the emerging competitive landscape. It outlines the importance of considering the traditional fundamentals of banking and fitting them into the modern times, where technology is pervasive and developments in the macro and micro scenarios have changed the landscape of the industry. It highlights that modern retail banking is a conscious step away from the past, and suggests that for banks to succeed in this field, they must step away from ad-hoc initiatives and instead encourage loyalty and a life-long confidence in each of their customers. This book will be of interest to those with in interest in retail banking, bank management, business models and strategies and financial services.
