Simple Ltc Solution: How to Protect Your Life - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Simple Ltc Solution: How to Protect Your Life write by Scott A. Olson Cltc. This book was released on 2018-03-18. Simple Ltc Solution: How to Protect Your Life available in PDF, EPUB and Kindle. The insurance industry does not want you to read this book. This book gives you knowledge from an insider. This knowledge will empower you to take simple steps that can protect your life's savings from long-term care expenses.In 2005, Congress passed legislation that gave each state the authority to develop "Long-Term Care Partnership Programs". These programs are a partnership between the federal government, your state government, select insurance companies, specially-trained insurance agents, and you. These programs encourage the middle-class to purchase an amount of long-term care insurance that is equal to their net worth. If their policy runs out of benefits they can apply for Medicaid to pay for their care and all of their assets can be protected from Medicaid (both while they are alive and even after they pass away.)You can target how much long-term care insurance you need based upon how much of your assets you want to protect from Medicaid. If you want to protect more savings you can buy more benefits for a higher premium. If you have less savings you can buy less benefits for a lower premium. It's an equitable and affordable solution for those who want to plan ahead.
Long-Term Care Insurance NOW!
Long-Term Care Insurance NOW! - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Long-Term Care Insurance NOW! write by Scott A Olson Cltc. This book was released on 2024-02-26. Long-Term Care Insurance NOW! available in PDF, EPUB and Kindle. Who should NOT own long-term care insurance? What are the 3 best ways to self-insure for long-term care? What are the 5 types of insurance that can help pay for long-term care? 4 questions you MUST ask when comparing policies! What new regulations are protecting policyholders from big rate increases? Which Life/LTC hybrid should you AVOID? The #1 reason most people should NOT buy a Life/LTC hybrid! Why a Roth IRA should NEVER be used to self-insure for long-term care. What is Washington state's new long-term care payroll tax? How is it better than long-term care insurance? How is it worse? Will it come to your state? In his latest book, long-term care insurance expert Scott A. Olson, CLTC answers these questions and more. His first book, "Simple LTC Solution: How to Protect Your Life's Savings with a Long-Term Care Partnership Program" was released in 2018. "The industry has expanded since then," Olson says. "Consumers have more choices now than ever before. It's like walking down the cereal aisle in the grocery store!" Many top companies are now offering well-rounded, affordable, and comprehensive long-term care products of all kinds: Life/LTC hybrids, Recovery policies, long-term care partnership policies, and revamped traditional long-term care insurance. "But it's never been more confusing to consumers," Olson continues. "That's why I wrote this book, to help inform consumers so that they can better understand their choices and pick something that works for them."
Living with the Enemy
Living with the Enemy - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Living with the Enemy write by Ray Owen. This book was released on 2014-07-11. Living with the Enemy available in PDF, EPUB and Kindle. ‘This isn’t living, this is just existing.’ A long-term physical health condition – a chronic illness, or even a disability – can take over your existence. Battling against the effects of the condition can take so much of your time and energy that it feels like the rest of your life is ‘on hold’. The physical symptoms of different conditions will vary, as will the way you manage them. But the kinds of psychological stress the situation brings are common to lots of long-term health problems: worry about the future, sadness about what has been lost, frustration at changes, guilt about being a burden, friction with friends and family. You can lose your sense of purpose and wonder ‘What’s the point?’ Trapped in a war against your own illness, every day is just about the battle, and it can seem impossible to find achievement and fulfilment in life if the condition cannot be cured. It doesn’t have to be like that. Using the latest developments in cognitive behavioural therapy (CBT) which emphasise mindfulness and acceptance, and including links to downloadable audio exercises and worksheets, this book will show you how you can live better despite your long-term condition. It will teach you to spot the ways of coping that haven’t been working for you, how to make sure that troubling thoughts and unwanted feelings don’t run your life, how to make sense of the changes in your circumstances, to make the most of today and work towards a future that includes more of the things that matter to you. If you stop fighting a losing battle, and instead learn how to live well with the enemy, then – even with your long-term condition – you’ll find yourself not simply existing, but really living again.
How to Plan for Long-Term Care
How to Plan for Long-Term Care - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook How to Plan for Long-Term Care write by Quin Coursey. This book was released on 2015. How to Plan for Long-Term Care available in PDF, EPUB and Kindle.
The Power of Zero, Revised and Updated
The Power of Zero, Revised and Updated - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook The Power of Zero, Revised and Updated write by David McKnight. This book was released on 2018-09-04. The Power of Zero, Revised and Updated available in PDF, EPUB and Kindle. OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?
