Social Insecurity - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Social Insecurity write by George Perry. This book was released on 2000-06. Social Insecurity available in PDF, EPUB and Kindle. Social Security is sacrosanct and few politicians risk the ire of the believers by questioning its adequacy or solvency. At a time of unprecedented prosperity and prospects for an even better 21st century, Social Security is, in fact, the greatest barrier between much of the nation and a comfortable retirement. At the same time, Medicare costs are growing steadily. In several other countries, government sponsored pension plans return 2-3 times as much as Social Security. A simple change in attitudes plus an understanding of the ‘time value of money’ would allow most Americans to fully participate in the growing prosperity and narrow the ever widening gap between the very rich and the rest of us. Social InSecurity delves into the misconceptions that give our misbegotten public pension system a ‘Teflon’ aura, and exposes many other government programs and statistical analyses that are actually counterproductive rather than help us cope with the arduous task of providing for our families and our own elder years. It presents reforms that require no increase in taxes, nor reduced Social Security benefits to achieve the goal of retiring at twice your final salary, plus outlines an approach that could help solve the medical care problem.
Social Insecurity
Social Insecurity - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Social Insecurity write by James W. Russell. This book was released on 2015-04-07. Social Insecurity available in PDF, EPUB and Kindle. How 401(k)s have gutted retirement security, from charging exorbitant hidden fees to failing to replace the income of traditional pensions Named one of PW's Top 10 for Business & Economics A retirement crisis is looming. In 2008, as the 401(k) fallout rippled across the country, horrified holders watched 25 percent of their funds evaporate overnight. Average 401(k) balances for those approaching retirement are too small to generate more than $4,000 in annual retirement income, and experts predict that nearly half of middle-class workers will be poor or near poor in retirement. But long before the recession, signs were mounting that few people would ever be able to accumulate enough wealth on their own to ensure financial security later in life. This hasn’t always been the case. Each generation of workers since the nineteenth century has had more retirement security than the previous generation. That is, until 1981, when shaky 401(k) plans began replacing traditional pensions. For the last thirty years, we’ve been advised that the best way to build one’s nest egg is to heavily invest in 401(k)-type programs, even though such plans were originally designed to be a supplement to rather than the basis for retirement. This financial experiment, promoted by neoliberals and aggressively peddled by Wall Street, has now come full circle, with tens of millions of Americans discovering that they would have been better off under traditional pension plans long since replaced. As James W. Russell explains, this do-it-yourself retirement system—in which individuals with modest incomes are expected to invest large sums of capital in order to reap the same rewards as high-end money managers—isn’t working. Social Insecurity tells the story of a massive and international retirement robbery—a substantial transfer of wealth from everyday workers to Wall Street financiers via tremendously costly hidden fees. Russell traces what amounts to a perfect swindle, from its ideological origins at Milton Friedman’s infamous Chicago School to its implementation in Chile under Pinochet’s dictatorship and its adoption in America through Reaganomics. Enraging yet hopeful, Russell offers concrete ideas on how individuals and society can arrest this downward spiral.
Punishing the Poor
Punishing the Poor - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Punishing the Poor write by Loïc Wacquant. This book was released on 2009-05-22. Punishing the Poor available in PDF, EPUB and Kindle. The punitive turn of penal policy in the United States after the acme of the Civil Rights movement responds not to rising criminal insecurity but to the social insecurity spawned by the fragmentation of wage labor and the shakeup of the ethnoracial hierarchy. It partakes of a broader reconstruction of the state wedding restrictive “workfare” and expansive “prisonfare” under a philosophy of moral behaviorism. This paternalist program of penalization of poverty aims to curb the urban disorders wrought by economic deregulation and to impose precarious employment on the postindustrial proletariat. It also erects a garish theater of civic morality on whose stage political elites can orchestrate the public vituperation of deviant figures—the teenage “welfare mother,” the ghetto “street thug,” and the roaming “sex predator”—and close the legitimacy deficit they suffer when they discard the established government mission of social and economic protection. By bringing developments in welfare and criminal justice into a single analytic framework attentive to both the instrumental and communicative moments of public policy, Punishing the Poor shows that the prison is not a mere technical implement for law enforcement but a core political institution. And it reveals that the capitalist revolution from above called neoliberalism entails not the advent of “small government” but the building of an overgrown and intrusive penal state deeply injurious to the ideals of democratic citizenship. Visit the author’s website.
Slums and Social Insecurity
Slums and Social Insecurity - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Slums and Social Insecurity write by Alvin Louis Schorr. This book was released on 1963. Slums and Social Insecurity available in PDF, EPUB and Kindle.
Healthy Me, Healthy Us
Healthy Me, Healthy Us - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Healthy Me, Healthy Us write by Les Parrott. This book was released on 2020-05-05. Healthy Me, Healthy Us available in PDF, EPUB and Kindle. #1 New York Times bestselling authors and renowned psychologists Drs. Les and Leslie Parrott share the single most important secret to happy relationships. Relationships are rife with disappointment--but they are also the primary source of personal happiness. So it is no surprise that the number one question Drs. Les and Leslie Parrott hear over and over is, What's the single most important thing you can do for your relationships? After over twenty-five years of researching, writing, and speaking on this subject, in Healthy Me, Healthy Us the Parrotts have whittled down their answer to the truth contained in this single sentence: if you try to build intimacy with another person before you have gotten whole on your own, all your relationships become an attempt to complete yourself. Relationship skills, tips, and tactics? Sure. They have their place. But meaningful relationships--the kind we all long for--grow from something deeper, something stronger, something that has more to do with being than doing. This groundbreaking book provides the three hallmarks to psychological, emotional, and spiritual health, pointing the way to true and lasting wholeness that can revolutionize every relationship you attempt to build.
