The Future of Pension Plans in the EU Internal Market - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook The Future of Pension Plans in the EU Internal Market write by Nazaré da Costa Cabral. This book was released on 2019-11-26. The Future of Pension Plans in the EU Internal Market available in PDF, EPUB and Kindle. This edited volume takes a closer look at various European pension-plan models and the recent challenges, trends and predictions related to the design of such schemes. The contributors analyse new ideas, both from national governments and European institutions, and consider current debates on topics such as the Capital Markets Union (CMU) and the so-called ‘European Pillar of Social Rights’ – calling for a new approach to social policy at the European level in response to common challenges, such as ageing and the digital revolution.This interdisciplinary work embraces economic, financial and legal perspectives, while focusing on previously selected coherence aspects in order to ensure that the analyses are comprehensive and globally consistent.
Pensions in the European Union: Adapting to Economic and Social Change
Pensions in the European Union: Adapting to Economic and Social Change - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Pensions in the European Union: Adapting to Economic and Social Change write by Gerard Hughes. This book was released on 2012-12-06. Pensions in the European Union: Adapting to Economic and Social Change available in PDF, EPUB and Kindle. The ageing, financial and labour market challenges facing the old age pension systems of the member states of the European Union are well known. Those who cast doubt on the ability of the present system of pension provision - at least to the extent that it is pay-as-you-go financed - to cope with the problems posed by these challenges are getting more vociferous. Increasingly there are calls for pay-as-you-go systems to be cut back and for funded systems to be expanded. This book contests the view that funding is the answer. It shows how adaptable the largely pay-as-you-go old age pension systems in the European Union are. Actuaries, economists, lawyers, political scientists, pension advisers, and sociologists, from nine European countries and the United States, consider four main themes: population ageing, competitiveness and retirement; pension financing and economic growth; adapting pension systems to meet change; and decision-making processes. They argue that pay-as-you-go-financed old age pension systems in the European Union have the ability to successfully adapt to economic and social change provided they do not take on too many non-insurance-related risks. Solving the problems of the labour market and controlling the direction and extent of economic development are beyond the powers of old age pension systems, regardless of how they are structured or financed. Separate budgets for separate risks is an indispensable principle if the complex processes of social protection are to be successfully managed, monitored, and made transparent. There can be no single plan for the future development of old age pension systems which would be universally valid for all the countries of the European Union. A single solution cannot take into account the special circumstances obtaining in every nation, and since respect for the special features of national systems is the basis of popular acceptance, the way forward is to reform existing systems in existing contexts.
A Pan-European Pension Product
A Pan-European Pension Product - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook A Pan-European Pension Product write by . This book was released on 2017. A Pan-European Pension Product available in PDF, EPUB and Kindle. Faced with ageing populations, most EU Member States have taken measures to reform their public pension systems with a view to preserving the sustainability of their public finances. Although considerable progress has been made, many Member States will need to do more still given the long-term trends they are facing. In simple terms, the choice boils down to accepting either a further increase in retirement ages or reduced levels of public pension schemes’ provision. In the latter case, voluntary private pension products can play a central role in helping pensioners to maintain an adequate level of income. However, too many Europeans are still channelling their savings into bank deposits rather than supplementary pension schemes, despite lower returns. This situation, which leads to an under-supply of long-term capital for investing in productive activities necessary to support sustainable economic growth, results from a number of supply and demand-side constraints that could be addressed through the creation of an effective European internal market for voluntary private pension products. This would both help pensioners to maximise their savings, while also supporting the long-term growth of the economy.
Pan-European Pension Funds
Pan-European Pension Funds - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Pan-European Pension Funds write by Igor Guardiancich. This book was released on 2011. Pan-European Pension Funds available in PDF, EPUB and Kindle. The competitive pressures arising from European economic integration increasingly challenge the territorial sovereignty of national welfare states. This generates the need to situate domestic social security schemes amid the European Union's national and supranational as well as economic and social spaces. At the transnational level, the European Commission's 2003 Institutions for Occupational Retirement Provision (IORP) Directive created the illusion that a single market for occupational pensions would shortly be within reach. This did not happen, however, as IORPs being at one and the same time financial vehicles and social insurance institutions embody the constitutional asymmetry between policies promoting market efficiency and policies promoting social protection. Whereas the elimination of financial and tax barriers has proceeded smoothly, harmonization of the social and labour components within the occupational pension domain did not occur, slowing down the development of pan-European pension plans. Nonetheless the road towards a single occupational pension market is still open, with first positive results emerging from the greater involvement of corporate and supranational actors.
Pensions at a Glance 2019 OECD and G20 Indicators
Pensions at a Glance 2019 OECD and G20 Indicators - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Pensions at a Glance 2019 OECD and G20 Indicators write by OECD. This book was released on 2019-11-27. Pensions at a Glance 2019 OECD and G20 Indicators available in PDF, EPUB and Kindle. The 2019 edition of Pensions at a Glance highlights the pension reforms undertaken by OECD countries over the last two years. Moreover, two special chapters focus on non-standard work and pensions in OECD countries, take stock of different approaches to organising pensions for non-standard workers in the OECD, discuss why non-standard work raises pension issues and suggest how pension settings could be improved.
