The Impact of the Mortgage Credit Directive in Europe - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook The Impact of the Mortgage Credit Directive in Europe write by Miriam Anderson. This book was released on 2017. The Impact of the Mortgage Credit Directive in Europe available in PDF, EPUB and Kindle. How has European Private Law responded to the property and mortgage markets crisis? And in what way is this reaction likely to model domestic systems? The financial and economic crisis that marked the beginning of the century has had a devastating effect on the property and mortgage markets in many Member States of the European Union. Despite this, the European legislator took its time to respond. This book analyzes the impact of the Mortgage Credit Directive (Directive 2014/17) in twelve different jurisdictions: Belgium, England, France, Germany, Greece, Ireland, Italy, Malta, The Netherlands, Poland, Portugal, and Spain. The reports show how in some instances only certain products (such as foreign currency loans) or practices (irresponsible lending, homeownership promoting policies, the use of unfair terms) were factors that triggered the property crash; in other cases; the system completely failed to address an exceptional situation; and, finally, how in some instances prudent lending explained why the market was virtually not hit at all. This book aims to find out whether the two goals of Directive 2014/17 (financial sector stability and enhanced consumer protection) can be achieved in light of its provisions and of the transposition carried out by the different Member States, and whether the changes it introduces have a significant impact in the jurisdictions considered here. Some systems are already showing signs of yet another property bubble. There is room for hope: perhaps we have learned from the past, perhaps the Directive is a step forward, but more importantly this book shows that we can learn from each other. [Subject: European Law, Private Law, Property Law]
The Mortgage Credit (Amendment) (EU Exit) Regulations 2019
The Mortgage Credit (Amendment) (EU Exit) Regulations 2019 - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook The Mortgage Credit (Amendment) (EU Exit) Regulations 2019 write by Great Britain. This book was released on 2018-12-27. The Mortgage Credit (Amendment) (EU Exit) Regulations 2019 available in PDF, EPUB and Kindle. Enabling power: European Union (Withdrawal) Act 2018, ss. 8 (1), 23 (1), sch. 7, para. 21. Issued: 27.12.2018. Sifted: -. Made: -. Laid: -. Coming into force: In accord. with reg. 1 (2). Effect: S.I. 2015/910 amended. Territorial extent & classification: E/W/S/NI. EC note: Commission Delegated Regulation (EU) no. 1125/2014 revoked. For approval by resolution of each House of Parliament
A Strategy for Resolving Europe's Problem Loans
A Strategy for Resolving Europe's Problem Loans - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook A Strategy for Resolving Europe's Problem Loans write by Mr.Shekhar Aiyar. This book was released on 2015-09-24. A Strategy for Resolving Europe's Problem Loans available in PDF, EPUB and Kindle. Europe’s banking system is weighed down by high levels of non-performing loans (NPLs), which are holding down credit growth and economic activity. This discussion note uses a new survey of European country authorities and banks to examine the structural obstacles that discourage banks from addressing their problem loans. A three pillared strategy is advocated to remedy the situation, comprising: (i) tightened supervisory policies, (ii) insolvency reforms, and (iii) the development of distressed debt markets.
Nonperforming Loans in Asia and Europe—Causes, Impacts, and Resolution Strategies
Nonperforming Loans in Asia and Europe—Causes, Impacts, and Resolution Strategies - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Nonperforming Loans in Asia and Europe—Causes, Impacts, and Resolution Strategies write by Asian Development Bank. This book was released on 2021-12-01. Nonperforming Loans in Asia and Europe—Causes, Impacts, and Resolution Strategies available in PDF, EPUB and Kindle. High and persistent levels of nonperforming loans (NPLs) have featured prominently in recent financial crises. This book traces NPL trends during and after crises, examines the economic impact of high NPLs, and compares the effectiveness of NPL resolution strategies across economies in Asia and Europe. The book distills important lessons from the experiences of economies using case studies and empirical investigation of ways to resolve NPLs. These findings can be invaluable in charting a course through the financial and economic fallout of the coronavirus disease (COVID-19) pandemic to recovery and sustained financial stability in Asia, Europe, and beyond.
Loss of Homes and Evictions across Europe
Loss of Homes and Evictions across Europe - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Loss of Homes and Evictions across Europe write by Padraic Kenna. This book was released on . Loss of Homes and Evictions across Europe available in PDF, EPUB and Kindle. The loss of a home can lead to major violations of a person’s dignity and human rights. Yet, evictions take place everyday in all countries across Europe. This book provides a comparative assessment of human rights, administrative, procedural and public policy norms, in the context of eviction, across a number of European jurisdictions. Through this comparison the book exposes the emergence of consistent, Europe-wide standards and norms.
