International Convergence of Capital Measurement and Capital Standards - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook International Convergence of Capital Measurement and Capital Standards write by . This book was released on 2004. International Convergence of Capital Measurement and Capital Standards available in PDF, EPUB and Kindle.
The Right Balance for Banks
The Right Balance for Banks - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook The Right Balance for Banks write by William R. Cline. This book was released on 2017-05-23. The Right Balance for Banks available in PDF, EPUB and Kindle. The global financial crisis produced an important agreement among regulators in 2010–11 to raise capital requirements for banks to protect them from insolvency in the event of another emergency. In this book, William R. Cline, a leading expert on the global financial system, employs sophisticated economic models to analyze whether these reforms, embodied in the Third Basel Accord, have gone far enough. He calculates how much higher bank capital reduces the risk of banking crises, providing a benefit to the economy. On the cost side, he estimates how much higher capital requirements raise the lending rate facing firms, reducing investment in plant and equipment and thus reducing output in the economy. Applying a plausible range of parameters, Cline arrives at estimates for the optimal level of equity capital relative to total bank assets. This study also challenges the recent "too much finance" literature, which holds that in advanced countries banking sectors are already too large and are curbing growth.
Benefits and Costs of Bank Capital
Benefits and Costs of Bank Capital - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Benefits and Costs of Bank Capital write by Jihad Dagher. This book was released on 2016-03-03. Benefits and Costs of Bank Capital available in PDF, EPUB and Kindle. The appropriate level of bank capital and, more generally, a bank’s capacity to absorb losses, has been at the core of the post-crisis policy debate. This paper contributes to the debate by focusing on how much capital would have been needed to avoid imposing losses on bank creditors or resorting to public recapitalizations of banks in past banking crises. The paper also looks at the welfare costs of tighter capital regulation by reviewing the evidence on its potential impact on bank credit and lending rates. Its findings broadly support the range of loss absorbency suggested by the Financial Stability Board (FSB) and the Basel Committee for systemically important banks.
This Time Is Different
This Time Is Different - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook This Time Is Different write by Carmen M. Reinhart. This book was released on 2011-08-07. This Time Is Different available in PDF, EPUB and Kindle. An empirical investigation of financial crises during the last 800 years.
Revisiting Risk-Weighted Assets
Revisiting Risk-Weighted Assets - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Revisiting Risk-Weighted Assets write by Vanessa Le Leslé. This book was released on 2012-03-01. Revisiting Risk-Weighted Assets available in PDF, EPUB and Kindle. In this paper, we provide an overview of the concerns surrounding the variations in the calculation of risk-weighted assets (RWAs) across banks and jurisdictions and how this might undermine the Basel III capital adequacy framework. We discuss the key drivers behind the differences in these calculations, drawing upon a sample of systemically important banks from Europe, North America, and Asia Pacific. We then discuss a range of policy options that could be explored to fix the actual and perceived problems with RWAs, and improve the use of risk-sensitive capital ratios.
