The Role of Employer-Sponsored Retirement Plans in Increasing National Savings - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook The Role of Employer-Sponsored Retirement Plans in Increasing National Savings write by United States. Congress. This book was released on 2018-02-12. The Role of Employer-Sponsored Retirement Plans in Increasing National Savings available in PDF, EPUB and Kindle. The role of employer-sponsored retirement plans in increasing national savings : hearing before the Special Committee on Aging, United States Senate, One Hundred Ninth Congress, first session, April 12, 2005.
The Role of Employer-sponsored Retirement Plans in Increasing National Savings
The Role of Employer-sponsored Retirement Plans in Increasing National Savings - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook The Role of Employer-sponsored Retirement Plans in Increasing National Savings write by United States. Congress. Senate. Special Committee on Aging. This book was released on 2005. The Role of Employer-sponsored Retirement Plans in Increasing National Savings available in PDF, EPUB and Kindle.
The Role of Employer-sponsored Retirement Plans in Increasing National Savings
The Role of Employer-sponsored Retirement Plans in Increasing National Savings - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook The Role of Employer-sponsored Retirement Plans in Increasing National Savings write by United States. Congress. Senate. Special Committee on Aging. This book was released on 2005. The Role of Employer-sponsored Retirement Plans in Increasing National Savings available in PDF, EPUB and Kindle.
Participation in and Contributions to 401(k) Pension Plans
Participation in and Contributions to 401(k) Pension Plans - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Participation in and Contributions to 401(k) Pension Plans write by Leslie E. Papke. This book was released on 1992. Participation in and Contributions to 401(k) Pension Plans available in PDF, EPUB and Kindle. 401(k) plans differ from traditional employer-sponsored pension plans in that employees are permitted to make pre-tax contributions and the employer may match pan of the contribution. Since participation in these plans is voluntary, the sensitivity of participation and contributions to plan characteristics - notably the employer matching rate -- will play a critical role in retirement saving. Using plan level data from Form 5500s filed annually with the Internal Revenue Service, I find that there is potential for expanding retirement saving through 401(k) plans although there is evidence that the Tax Reform Act of 1986 reduced their attractiveness. Annual employee contributions were reduced by about 4 percent compared to the prior year after controlling for employer match rates. A simple model of employee contributions predicts that participation should increase with the match rate, and that, under reasonable assumptions, contributions will increase as well, but can eventually fall at higher match rates. I find evidence of both these effects. A .05 increase in the matching rate is associated with one to five percent increase in employee contributions.
Social Security Policy in a Changing Environment
Social Security Policy in a Changing Environment - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Social Security Policy in a Changing Environment write by Jeffrey R. Brown. This book was released on 2009-12-15. Social Security Policy in a Changing Environment available in PDF, EPUB and Kindle. Social Security Policy in a Changing Environment analyzes the changing economic and demographic environment in which social insurance programs that benefit elderly households will operate. It also explores how these ongoing trends will affect future beneficiaries, under both the current social security program and potential reform options. In this volume, an esteemed group of economists probes the challenge posed to Social Security by an aging population. The researchers examine trends in private sector retirement saving and health care costs, as well as the uncertain nature of future demographic, economic, and social trends—including marriage and divorce rates and female participation in the labor force. Recognizing the ambiguity of the environment in which the Social Security system must operate and evolve, this landmark book explores factors that policymakers must consider in designing policies that are resilient enough to survive in an economically and demographically uncertain society.
