Designing Successful Target-Date Strategies for Defined Contribution Plans - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Designing Successful Target-Date Strategies for Defined Contribution Plans write by Stacy L. Schaus. This book was released on 2010-03-09. Designing Successful Target-Date Strategies for Defined Contribution Plans available in PDF, EPUB and Kindle. The ultimate guidebook for navigating the new world of pensions and retirement plans In the wake of the explosive growth of defined contribution (DC) plans invested with target date strategies, and the understanding of how important these strategies can be in effectively meeting retirement income goals, plan sponsors are seeking more optimal target date approaches. This timely book provides you with in-depth answers from the nation's most qualified and experienced experts to pressing questions about DC plan design. Presents the views of individuals from all across the market Includes a broad range of plan sponsors both in the corporate world and in the public/government sectors Offers views from consultants and advisors from the most respected firms, academics who teach at leading universities, and other innovative leaders With a broad range of knowledge and insight, Designing Successful Target Date Strategies in Defined Contribution Plans helps you understand the evolution of DC plans, pulls together all angles of what it takes to develop custom target date strategies, and provides you with a look ahead to the future.
Use of Target-Date Funds in 401(k) Plans, 2007
Use of Target-Date Funds in 401(k) Plans, 2007 - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Use of Target-Date Funds in 401(k) Plans, 2007 write by Craig Copeland. This book was released on 2009. Use of Target-Date Funds in 401(k) Plans, 2007 available in PDF, EPUB and Kindle. Target-date funds (also called quot;life-cycle fundsquot;) are a type of mutual fund that automatically rebalances its asset allocation following a predetermined pattern over time. They typically rebalance to more conservative and income-producing assets as the participant's target date of retirement approaches. Of the 401(k) plan participants in the EBRI/ICI 401(k) database who were found to be in plans that offered target-date funds, 37 percent had at least some fraction of their account in target-date funds in 2007. Target-date funds held about 7 percent of total assets in 401(k) plans and the use of these funds is expected to increase in the future. The Pension Protection Act of 2006 made it easier for plan sponsors to automatically enroll new workers in a 401(k) plan, and target-date funds were one of the types of approved funds specified for a quot;defaultquot; investment if the participant does not elect a choice.This paper investigates the percentage of participants investing in target-date funds in 2007 across various demographic characteristics. Furthermore, it determines whether the entire account balance is allocated to target-date funds for those who invest in them. To control for the potential differences that are likely to result from those defaulted into the funds by automatic enrollment versus those actively choosing the funds, those who can be proxied as being auto-enrolled are compared with those who are not proxied as being auto-enrolled. Moreover, equity allocations outside of the target-date funds are studied both at the aggregate level of the target-date year and at the individual target-date fund level. Overall asset allocation to equities is also investigated, by comparing the equity for those who did not use target dates, those who have only some of their assets in target-date funds, and those who have all of their assets in target-date funds.
Investment Company Act Release
Investment Company Act Release - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Investment Company Act Release write by United States. Securities and Exchange Commission. This book was released on 1967. Investment Company Act Release available in PDF, EPUB and Kindle.
Lifecycle Investing
Lifecycle Investing - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Lifecycle Investing write by Ian Ayres. This book was released on 2010-05. Lifecycle Investing available in PDF, EPUB and Kindle. Diversification provides a well-known way of getting something close to a free lunch: by spreading money across different kinds of investments, investors can earn the same return with lower risk (or a much higher return for the same amount of risk). This strategy, introduced nearly fifty years ago, led to such strategies as index funds. What if we were all missing out on another free lunch that’s right under our noses? InLifecycle Investing, Barry Nalebuff and Ian Ayres-two of the most innovative thinkers in business, law, and economics-have developed tools that will allow nearly any investor to diversify their portfolios over time. By using leveraging when young-a controversial idea that sparked hate mail when the authors first floated it in the pages ofForbes-investors of all stripes, from those just starting to plan to those getting ready to retire, can substantially reduce overall risk while improving their returns. InLifecycle Investing, readers will learn How to figure out the level of exposure and leverage that’s right foryou How the Lifecycle Investing strategy would have performed in the historical market Why it will work even if everyone does it Whennotto adopt the Lifecycle Investing strategy Clearly written and backed by rigorous research,Lifecycle Investingpresents a simple but radical idea that will shake up how we think about retirement investing even as it provides a healthier nest egg in a nicely feathered nest.
The White Coat Investor
The White Coat Investor - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook The White Coat Investor write by James M. Dahle. This book was released on 2014-01. The White Coat Investor available in PDF, EPUB and Kindle. Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a "Backdoor Roth IRA" and "Stealth IRA" to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor "Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place." - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street "Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research." - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books "This book should be in every career counselor's office and delivered with every medical degree." - Rick Van Ness, Author of Common Sense Investing "The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk." - Joe Jones, DO "Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis." - Dennis Bethel, MD "An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust." - Greg E Wilde, M.D Scroll up, click the buy button, and get started today!
