Voluntary Support and Ring-fencing in Cross-border Banks - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Voluntary Support and Ring-fencing in Cross-border Banks write by Gyöngyi Lóránth. This book was released on 2022. Voluntary Support and Ring-fencing in Cross-border Banks available in PDF, EPUB and Kindle. We study supervisory interventions in cross-border banks under different institutional architectures in a model in which a bank may provide voluntary support to an impaired subsidiary using resources from a healthy subsidiary. While supranational architecture permits voluntary support, national architecture gives rise to inefficient ring-fencing of a healthy subsidiary when there is high correlation between the subsidiaries' assets. The enhanced cross-subsidiary support allowed by a supranational architecture affects banks' risk-taking, leading to a convergence of the default risk among cross-border banks with heterogeneous fundamentals. Finally, supranational architecture reduces the expected deposit insurance costs for banks with riskier fundamentals, but not for safer banks even when it could still be aggregate welfare improving.
Cross-Border Bank Resolution - Recent Developments
Cross-Border Bank Resolution - Recent Developments - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Cross-Border Bank Resolution - Recent Developments write by International Monetary Fund. This book was released on 2014-02-06. Cross-Border Bank Resolution - Recent Developments available in PDF, EPUB and Kindle. Developing an effective framework for cross-border resolution is a key priority in international regulatory reform. Large bank failures during the global financial crisis brought home the lack of adequate tools for resolving “too-big-to-fail” institutions. In cross-border cases, misaligned incentives and lack of robust mechanisms for resolution and cross-border cooperation left some country authorities with little choice but to take unilateral actions, which contributed to the high fiscal costs of the crisis and resulted in disorderly resolution in some cases
Pan-African Banks
Pan-African Banks - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Pan-African Banks write by . This book was released on 2015. Pan-African Banks available in PDF, EPUB and Kindle. Pan-African banks are expanding rapidly across the continent, creating cross-border networks, and having a systemic presence in the banking sectors of many Sub-Saharan African countries. These banking groups are fostering financial development and economic integration, stimulating competition and efficiency, introducing product innovation and modern management and information systems, and bringing higher skills and expertise to host countries. At the same time, the rise of pan-African banks presents new challenges for regulators and supervisors. As networks expand, new channels for transmission of macro-financial risks and spillovers across home and host countries may emerge. To ensure that the gains from cross border banking are sustained and avoid raising financial stability risks, enhanced cross-border cooperation on regulatory and supervisory oversight is needed, in particular to support effective supervision on a consolidated basis. This paper takes stock of the development of pan-African banking groups; identifies regulatory, supervisory and resolution gaps; and suggests how the IMF can help the authorities address the related challenges.
Governance of International Banking
Governance of International Banking - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Governance of International Banking write by Dirk Schoenmaker. This book was released on 2013-03-05. Governance of International Banking available in PDF, EPUB and Kindle. Global governance of international banks is breaking down after the Great Financial Crisis, as national regulators are withdrawing on their home turf. New evidence presented illustrates that the global systemically important banks underpin the global financial system. This book offers solutions for the effective governance of global banks.
Bank Debt in Europe
Bank Debt in Europe - read free eBook in online reader or directly download on the web page. Select files or add your book in reader. Download and read online ebook Bank Debt in Europe write by Mrs.Vanessa Le Lesle. This book was released on 2012-12-20. Bank Debt in Europe available in PDF, EPUB and Kindle. The crisis in Europe has underscored the vulnerability of European bank funding models compared to international peers. This paper studies the drivers behind this fragility and examines the future of bank funding, primarily wholesale, in Europe. We argue that cyclical and structural factors have altered the structure, cost, and composition of funding for European banks. The paper discusses the consequences of shifting funding patterns and investor preferences and presents possible policy options and bank actions to enhance European bank funding models’ robustness.
